Top 7 Recurring Billing Software and Solutions for 2025

Sticky notes pile up, spreadsheets fall out of date, and clients miss payments; it’s exhausting. Manual billing consumes your focus and steals hours that could be spent growing your business. 

Well, you can fix it fast by switching to recurring billing software. For that reason, we’ve tested top recurring billing platforms from budget-friendly picks to enterprise flagships. We’ll break down their key features, real pricing, who each tool is for, and more. 

Quick List of Top 7 Recurring Billing Software

The following software automates payments, taxes, and client management, so you get paid on time. Let’s take a quick look —

1. Agency Handy: Best for small agencies needing white-label billing, client portals, and crypto payments.
2. Chargebee: Ideal for SaaS businesses scaling globally with consolidated invoicing and 100+ currencies.
3. Recurly: Good for subscription brands wanting smart dunning, churn reduction, and flexible plan swaps.
4. Zoho Billing: Best for freelancers and small teams already using Zoho’s ecosystem.
5. Maxio: Ideal for startups needing GAAP-compliant revenue tracking and Salesforce sync.
6. ChargeOver: Good for QuickBooks/Xero users who want simple, flat-fee recurring billing.
7. Zuora: Best for enterprises handling complex usage-based pricing and high-volume transactions.

Comparison Table: Top 7 Recurring Billing Software

Choosing the right subscription billing tool depends on your needs. Below is a quick feature comparison of recurring software to help you decide.

Platforms	Automated Invoicing and Reminders	Payment Gateways	Pricing
Agency Handy	Yes	– Stripe, Wise, Bank Transfer, Crypto (Bitcoin, USDT)- Multiple currencies	Check Pricing
Chargebee	Yes	– Over 30+ gateways (Stripe, PayPal, Adyen), – Over 100 currencies	Check Pricing
Recurly	Yes	– Over 140 currencies- Multiple gateways (Stripe, PayPal, etc.)	Check Pricing
Zoho Billing	Yes	– PayPal, Stripe- Over 100 currencies – Regional gateways	Check Pricing
Maxio	Yes	– Stripe, PayPal- Over 150 currencies	Check Pricing
ChargeOver	Yes	Stripe, PayPal, ACH, major gateways	Check Pricing
Zuora	Yes	– Over 40 gateways- Over 20 payment methods- Multi-currency	Check Pricing

Top 7 Recurring Revenue Billing Software: Overview and Key Features

These tools are designed to automate invoicing, manage subscriptions, and enhance client satisfaction. We have tested more than 40 software and selected these top 7 recurring billing solutions to find the perfect fit for your business needs!

1. Agency Handy 

If you’re running a service-based agency and offering retainers or subscriptions, you need an efficient billing system. That’s exactly where Agency Handy shines. It’s built for small to mid-sized teams who want to stop using five tools together just to get paid on time.

Here’s the thing: the second a client places an order, you can set up recurring billing right there. You can pick the frequency, tack on taxes (inclusive or exclusive, depending on how you roll), add discounts, and attach any upsells or service add-ons. 

Plus, the invoices are fully white-labeled with your branding. When it comes to payment methods, you’ve got Stripe, Wise, bank transfers, and even crypto—yep, Bitcoin and USDT. In addition, you can wave off those annoying follow-ups as its automated reminders handle that.

The best part is that each recurring invoice software stays connected to the order it came from. You can view by client, track statuses, and manually mark payments if needed. Also, you can draft first or send it right away. The system’s flexible, but not messy.

And don’t worry about the tax setup. You can predefine your rates by country, state, or even ZIP code. So if you’re dealing with clients across borders or different tax zones, it saves you from a ton of manual recalculations. 

Key Features of Agency Handy 

Agency Handy stands out as a reliable recurring billing software because it goes beyond just generating invoices. Here are the key features that make it excel —

White-Label Customization

Agency Handy lets you fully personalize the platform to reflect your brand. You can upload your agency logo, apply your brand colors, and even connect a custom domain so clients log in through a branded portal. 

Billing and Subscription Management

Agency Handy simplifies recurring billing with automated invoice generation and renewal tracking. When a client orders a service, the system can create one-time or recurring invoices immediately. And that’s also complete with your branding. 

Meanwhile, it supports PayPal, Stripe, Wise, even Crypto, and manual banking to give clients flexibility. 

Custom Invoices

You can link invoices to specific client orders, select currencies, apply discounts, and add taxes automatically. Additional notes and billing details, such as addresses or service descriptions, also help clients to understand what they are paying for clearly. 

Tax Rate Configuration

Agency Handy allows you to set default tax rates by country, state, or zip code. The best part is, it automatically calculates taxes after applying discounts and add-ons, ensuring accuracy and compliance.

Coupons and Discounts

Agency Handy’s coupon system allows you to create special offers to attract and retain clients. You can define discounts as percentages or fixed amounts, set expiration dates, limit the number of redemptions, or restrict usage to first-time purchases. 

Automated Payment Reminders

Agency Handy can help you minimize late or missed payments with its built-in reminder automation. It notifies clients about upcoming renewals, unpaid invoices, or pending subscriptions. This reduces manual follow-ups for your team and ensures a smooth cash flow.

Along with them, Agency Handy also brings a feature to make it a comprehensive agency solution —

• CRM
• Order and Task Management
• Client and Team Collaboration
• File Feedback
• Ticketing System
• Time Tracking
• Team Management
• Reporting and Analytics
• Sign-In Portal and Email Customization

Best Use Cases of Using Agency Handy

Here’s how Agency Handy’s recurring billing fits different sectors —

• Marketing Agencies: Set up automatic billing for SEO retainers, social media management, or ad campaigns. You get paid on schedule while your team focuses on results instead of reminders.
• Creative Studios: Offer design subscriptions or ongoing video edits. Recurring invoices go out automatically, so your workflow keeps moving without chasing clients.
• IT and Software Firms: Bill for hosting, support, or SaaS subscriptions in multiple currencies. Automated reminders mean renewals don’t slip through the cracks.
• Consultants and Coaches: Whether it’s weekly sessions or long-term advisory, recurring billing makes your income predictable and your admin work lighter.
• Subscription-Based Service Providers: Run tiered plans or add-on services with auto-renewals. Your revenue stays consistent without manual tracking.
• Freelancers with Ongoing Clients: Get steady monthly payments for your content, social media, or maintenance services. This way, you can focus on doing the work instead of chasing invoices.

Pros of Agency Handy

• Automates recurring billing for predictable monthly cash flow.
• Sends branded invoices without manual effort or delays.
• Reduces late payments with automated reminder notifications.
• Handles discounts, add-ons, and taxes without extra tools.
• Offers white-labeled client portals for professional client experience.
• Centralizes tasks, files, and communication for smoother collaboration.
• Provides real-time revenue and payment visibility in dashboards.

Agency Handy Pricing

Agency Handy Pricing

Freelancer

• Monthly: $19/mo
• Yearly: $13/mo

Team Starter

• Monthly: $66/mo
• Yearly: $66/mo

Business Pro

• Monthly: $199/mo
• Yearly: $133/mo

What People Say About Agency Handy?

Rating on G2: 5 out of 5

“I also love how flexible the service packages are. Not every client needs a full-scale solution—some just need light social media support, not daily posts.” – Sheena S.

Rating on AppSumo: 4.5 out of 5

“However in terms of functionality, there’s nothing like it; payment integrations, invoicing, lead tracking, and the services section really blew me away.” – joy-ann

Rating on Product Hunt: 5 out of 5

“It’s a great tool to manage clients, agencies. it’s a complete solution for agency owner.” – Md Sajal

2. Chargebee

At some point, the spreadsheets just stop keeping up. One client wants a mid-month invoice, another needs consolidated charges, and suddenly, your team is firefighting instead of growing. That’s when Chargebee earns its place!

With its Billing LogIQ, you can generate consolidated invoices, set flexible billing dates, and even manage multi-decimal pricing. Besides, your checkout and payment process gets the same lift. A no-code, PCI-compliant branded checkout works with 30+ gateways and 100+ currencies, whether you need cards, wallets, or local payment methods. 

Still, some users note limitations. As Coz131 shared on Reddit: “Chargebee does not provide acquirer services. They provide SaaS billing management.” Also, just remember you’ll still rely on payment processors like Stripe or Adyen to move the money.

Key Features of Chargebee

Here are the key features that make it a favorite among subscription-based businesses —

• Consolidated Invoicing: Generates unified invoices for multiple subscriptions, add-ons, and charges to simplify client payment management.
• Automated Billing and Invoicing: Automates subscription invoicing, proration, and renewals to ensure billing accuracy and consistency.
• Plan and Product Catalog Management: Organizes multi-product offerings, add-ons, and pricing variations to support scalable subscription growth.
• Multiple Pricing Models: Allows you to experiment with tiered, flat, or volume-based pricing strategies to maximize revenue opportunities.
• Tax-Compliant Invoicing: Sends e-invoices that automatically account for global taxes like EU-VAT, US Sales Tax, and GST regulations.
• Global Compliance: Ensures PCI-DSS, SOC 2, and GDPR compliance for secure billing operations and global market readiness.
• Dunning Management: Reduces revenue leakage by automatically handling failed payments with retries and notifications.
• Global Payment Support: Offers over 30 gateways, 100 currencies, and localized payment methods to support international customers effortlessly.

Pros of Chargebee

• Excellent customer support with proactive responses.
• Reliable automation saves hours of manual billing work.
• Smooth integration with popular payment gateways.
• Intuitive subscription management that simplifies account handling.
• Flexible billing for various pricing and subscription models.

Cons of Chargebee

• Higher pricing compared to competitors

Chargebee Pricing

Chargebee offers flexible pricing plans designed to fit businesses of all sizes.

1. Starter: $0/month (Free for the first $250K in cumulative billing, then 0.75% on billing). 
2. Performance: $599/month, billed monthly with annual commitment (Covers up to $100K billing/month).
3. Enterprise: Custom pricing.

What Users Say About Chargebee?

Rating on G2: 4.4 out of 5

“What I appreciate most is the platform’s comprehensive subscription management capabilities.” – Francisco E.

3. Recurly

We’ve seen too many teams get stuck switching invoices, chasing failed payments, and summing together tax logic. That’s where Recurly earns its place. 

The platform does a solid job automating renewals, adjustments, global taxes, all that. You get billing in over 140 currencies, customizable invoices, and real proration logic that actually works. 

Where Recurly really excels is subscriber control. You get a clear view of who’s active, paused, or canceled. Now, here’s the rub: the analytics? Pretty weak. 

You’re not getting deep data out of the box. One user from G2 bluntly put it, “The analytics part is truly pathetic… can’t get even the simplest data points.”

Key Features of Recurly

Here are its key features —

• Automated Recurring Billing: Automates invoicing, renewals, and proration to simplify subscription cycles and reduce manual billing efforts across multiple plans.
• Customizable Invoices and Receipts: Lets businesses tailor invoices, receipts, and formats for different entities to improve.
• Flexible Subscription Management: Allows subscribers to pause, cancel, upgrade, or modify plans smoothly to increase overall user retention.
• Automated dunning management: Reduces churn by retrying failed payments and sending follow-up notifications.
• Global Payments Orchestration: Supports over 140 currencies, multiple payment gateways, and local methods to capture international customers effortlessly.
• Global Tax & Compliance: Automatically calculates and collects VAT, GST, and regional taxes while ensuring full global compliance and data security.
• Partner Integrations: Easily connects with CRMs, ERPs, tax tools, and accounting platforms like QuickBooks and NetSuite for cohesive operations.

Pros of Recurly

• Strong dunning and revenue recovery workflows built-in.
• Smooth integration with CRMs, tax tools, and finance systems.
• Real-time analytics improves billing visibility and forecasting.
• Secure and PCI-compliant payment processing infrastructure.
• Supports hybrid, usage-based, and global subscription models.
• Automates recurring billing with minimal manual effort.

Cons of Recurly

• API and webhook documentation can be inconsistent.
• UI customization needs developer-level effort.

Recurly Pricing

Recurly doesn’t list exact pricing upfront. You’ll need to contact sales for a quote that fits your business size and goals. 

You can also start a free trial to test the platform before making a commitment.

What Users Say About Recurly?

Rating on G2: 4 out of 5

“Handles complex billing models: monthly, annual, usage-based, and even hybrid setups. Supports upgrades, downgrades, add-ons, free trials, and prorations automatically.” – Christopher I.

4. Zoho Billing

At its core, Zoho Billing offers dynamic recurring billing setups, including anniversary, calendar-based, or metered. We’ve set it up to track billable hours across multiple projects, apply custom rates, and push everything into branded invoices

It even supports retainer invoicing and prorated adjustments mid-cycle. You also get dunning automation, real-time payment alerts, and refund handling to keep cash flow steady. 

But it’s not all flawless. Reddit user u/guisar points out, “Zoho ends up being a more expensive [option]” due to higher transaction fees outside the U.S. 

Key Features of Zoho Billing

Here are Zoho Billing’s key features —

• Invoice Management: Instantly create professional, compliant invoices with notes, payment instructions, and custom branding to maintain a polished client experience.
• Retainer Invoicing: Lets you secure upfront payments and easily apply them to final invoices for consistent project cash flow.
• Time and Project Billing: Track billable hours, capture approvals, and convert timesheets into accurate invoices to ensure precise client billing.
• Customizable Billing Cycles: Bill monthly, annually, or on customer sign-up dates with calendar-based and anniversary billing flexibility.
• Metered and Usage-Based Billing: Enable customers to pay for actual consumption by configuring per-unit charges and real-time usage tracking.
• Consolidated Invoicing: Combine multiple subscriptions and charges into a single invoice to simplify payments and reduce client confusion.
• Multi-Currency and Multi-Language Support: Accept payments in 100+ currencies and communicate with global clients using localized languages and formats.
• Automated Tax Management: Create tax rules to automatically apply correct regional rates and maintain compliance effortlessly across jurisdictions.
• Payment Collection: Share payment links, set up auto-debits, manage partial or bulk payments, and send instant thank-you notes.

Pros of Zoho Billing

• Automates recurring billing with minimal manual effort needed.
• Easy invoicing with branding and global compliance options.
• Supports multiple currencies and localized language formats.
• Easy trial setup increases engagement and upsell chances.
• Integrated payments with auto-retry and thank-you emails.

Cons of Zoho Billing

• Initial setup can be complex for new users.
• Limited customization for invoices and advanced reports.

Zoho Billing Pricing

Zoho Billing offers flexible pricing plans designed to suit businesses of all sizes. Here’s a quick overview of the packages —

1. Standard: $29 per organization/month
2. Premium: $69 per organization/month
3. Custom: Tailored pricing for enterprises with complex

What Users Say About Zoho Billing?

Rating on G2: 4.4 out of 5

“i think its a good service and complete soulation for the compamies” – Ahmed D.

Rating on Capterra: 4.5 out of 5

“The only thing I didn’t like was that I couldn’t do a one time payment easily.” – Matthew V.

5. Maxio

Maxio’s billing flexibility is solid. It’s built for global work too with supporting over 150 currencies, plus smooth integrations with Stripe, PayPal, and other major gateways. 

When you include real-time tracking, automated billing, and revenue recognition that meets GAAP standards, audits and month-end closing no longer feel chaotic. And if you’re deep into Salesforce, the CRM sync keeps your sales and billing data in perfect lockstep. 

Despite its strengths, Maxio isn’t perfect. Some users, like Redditor dangrbob, warn, “If you have thousands of customers, expect to have 2 or 3 people whose entire job it is to enter this information into Maxio.” 

Key Features of Maxio

Maxio offers a powerful suite of features to help businesses automate billing, simplify revenue operations, and scale with confidence.

• Automated Recurring Billing: Manage subscription payments automatically, handle upgrades or downgrades, and reduce manual intervention for smooth cash flow.
• Flexible Billing Models: Support tiered, usage-based, flat-rate, and custom pricing structures to fit diverse SaaS or subscription business models.
• Real-Time Usage Tracking: Capture and calculate product usage data instantly to generate accurate invoices and enhance revenue transparency.
• Advanced Invoice Management: Create clear, customizable invoices, consolidate multiple subscriptions, and send automated notifications for timely payments.
• Multi-Currency and Global Payments: Accept payments in multiple currencies through integrated gateways to ensure smooth international transactions and customer convenience.

Pros of Maxio

• Consolidates invoicing and payments into one efficient platform.
• Strong customer support that resolves issues quickly.
• Offers detailed SaaS KPI and financial reporting insights.
• Integrates smoothly with CRMs and general ledger systems.
• Automates invoice reminders to reduce manual follow-up work.

Cons of Maxio

• Onboarding and setup can be slow and complex.
• Reporting tools may feel confusing for new users.

Maxio Pricing

If you’re scaling subscriptions and need a billing platform that grows with you, Maxio’s pricing keeps it straightforward while covering the essentials. 

1. Grow: $599/month 
2. Scale: Custom pricing

What Users Say About Maxio?

Rating on G2: 4.3 out of 5

“I think the analytics can be a bit confusing to understand compared to other platforms or atleast I need to understand Timezone / failed payment discrepancies a bit more.” – Rory M.

6. ChargeOver

With subscription and monthly billing software built in, you can set up one-time or automated invoices and handle proration automatically. 

You can even attach late fees without manual follow-ups. Plus, its automated dunning and payment retries mean fewer awkward emails and faster collections. 

Behind the scenes, it connects neatly into QuickBooks, Xero, HubSpot, and Zapier, so your finance and CRM data stay clean without double entry. 

Now, it’s not flawless. Refunds and some API integrations can feel clunky for edge cases. 

Key Features of ChargeOver

ChargeOver is packed with features that simplify recurring billing while giving businesses control over their invoicing processes. Here’s what sets it apart:

• Automated Workflows: Automate onboarding, payment management, and routine tasks to reduce manual work and keep your billing operations seamless.
• Invoicing: Generate and send one-time or recurring invoices with built-in proration, tax handling, and flexible scheduling for accurate billing.
• Dunning & Reminders: Automatically follow up on failed payments with smart reminders and retries to reduce late payments and revenue loss.
• Customization: Tailor emails, invoices, branding, and user roles to align with your company’s identity and operational preferences.
• Developer API: Integrate ChargeOver with apps or custom workflows using developer-friendly REST APIs and webhook support.
• Billing Flexibility: Adapt to complex billing needs with delayed payments, proration, and automated adjustments for different pricing scenarios.
• Payment Management: Simplify transactions with features like gateway routing, pre-authorizations, and load balancing for secure payments.

Pros of ChargeOver

• Automates billing and payments with minimal setup hassle
• Flat monthly pricing—no revenue-based fees
• Customizable workflows fit diverse business models easily
• Responsive and knowledgeable customer support team
• Handles one-time and recurring invoicing well

Cons of ChargeOver

• Some reporting tools lack advanced filtering
• Interface feels clunky or outdated in places

ChargeOver Pricing

ChargeOver keeps it simple with flat-rate plans —

• ChargeOver Standard Plan: $229/month

Note: Payment gateway and merchant fees (typically 2.9% + $0.30 per transaction) are billed separately. 

Free trial options are available for new users to test features.

What Users Say About ChargeOver?

Rating on G2: 4.7 out of 5

“ChargeOver ticked the boxes and onboarding was quick and easy. Invoice design and customisation was simple and we were up and running quickly.” – Leigh D.

7. Zuora

When you’re doing subscription tweaks and global payments, the wrong platform turns into a full-time headache. Zuora was built to handle that complexity.

With Zuora, you’re getting over 50 pricing models, usage metering that can process 200,000 events per second. Plus, it also offers automated subscription lifecycles with parent-child account setups. 

On top of that, with over 40 payment options, 20+ payment methods, and built-in tax tools, your international transactions stay hassle-free. 

That said, it’s not totally a perfect one. As u/neumansmom shared on Reddit, “Zuora doesn’t really have a data loader that is free… any bulk updates had to be done via API calls.” 

Key Features of Zuora

Zuora offers different features for subscription management and monetization to simplify complex billing, payments, and revenue tasks.

• Recurring Billing and Invoicing: Manage recurring, usage-based, and one-time billing with automated invoicing, proration, and mid-cycle adjustments.
• Flexible Pricing and Packaging: Create dynamic pricing models, including per-unit, tiered, hybrid, and multi-attribute pricing.
• Usage-Based Metering: Capture and process real-time usage events to bill accurately, apply overages, and give customers visibility into consumption.
• Global Payment Orchestration: Optimize payment success with 40+ gateways, intelligent retries, fraud reduction, and support for 20+ payment methods worldwide.
• E-Invoicing and Tax Compliance: Automate e-invoicing and jurisdiction-specific tax calculations with built-in or integrated engines like Sovos and Avalara.
• Subscription and Lifecycle Management: Centralize subscription creation, modifications, renewals, and cancellations while maintaining complete lifecycle visibility and financial accuracy.
• Global Currency Support: Manage multi-currency billing, exchange rates, and reporting to easily expand your operations and serve international markets.

Pros of Zuora

• Highly customizable for enterprise-level subscription strategies.
• Salesforce and CRM integrations simplify quoting to billing.
• Automated invoicing and billing reduce manual workload.
• Multi-currency and tax-ready for global scalability.
• Strong usage metering for real-time consumption billing.

Cons of Zuora

• Onboarding is complex and often requires external help.

Zuora Pricing

Zuora doesn’t share its pricing. You need to get in touch with their sales team to know the pricing.

What Users Say About Zuora?

Rating on G2: 3.9 out of 5

“Zuora is Enterprise application is easy to use and track the order and assets of product ingrtated with other cpq tools” – Bhanu Prakash M.

So, What’s the Best Recurring Billing Software?

If you’re looking for a reliable, flexible, and automation-ready recurring billing software, Agency Handy stands out as the top choice. It lets you automate recurring invoices, add taxes, discounts, and add-ons effortlessly. 

Plus, you can collect payments via Stripe, Wise, PayPal, or even crypto, all from a fully white-labeled client portal. Beyond billing, Agency Handy brings task management, client collaboration, file feedback, automated reminders, and real-time analytics under one roof. 

How to Choose the Best Recurring Billing Software for Your Business

Choosing the best recurring billing is about saving time and keeping your revenue secure. The following are the features you should consider to pick the right one —

1. Focus on Major Features

Look for automated invoicing, flexible billing cycles, and secure payment processing. If you’re serious about scaling, you’ll also want multi-currency support, dunning management, and revenue recognition. 

2. Consider Pricing and Scalability

Check if the provider charges a flat monthly fee or usage-based pricing. If your subscriber base or transaction volume is going to grow fast, make sure the platform can keep up without hidden costs.

3. Prioritize Ease of Use

Complicated software slows everyone down. You want an intuitive interface where adjusting subscriptions, tracking payments, and pulling reports feels effortless. 

When the tool is easy to explore, your team spends more time generating revenue and less time with training materials.

4. Ensure Strong Integration Capabilities

Your billing system should connect smoothly with CRM, ERP, accounting, and tax tools you already rely on. Solid integrations keep data aligned across departments and make reconciliation painless. 

5. Analyze Customer Support and Reliability

Even the best platforms have their drawbacks. So, go for a vendor that offers responsive support, whether it’s live chat, email, or a direct line to a rep. Pair that with a solid knowledge base or learning center, and you’ll save hours when problems pop up. 

6. Check Security and Compliance

Billing software handles sensitive customer data, so PCI compliance, encryption, and tokenization are must-haves. If your business deals with regional or industry regulations, make sure it supports SOC 1/2, GDPR, and ASC 606/IFRS 15 standards. 

Wrapping Up

You already know how critical reliable recurring billing software is. They handle invoicing, tax calculations, and payment reminders automatically. It helps you to focus on growing the business instead of chasing payments. 

When it comes to choosing the right tool, Agency Handy is hard to beat. With recurring billing, it gives you a white-labeled client portal, built-in CRM, task management, and smooth client collaboration in one place. 

Frequently Asked Questions (FAQs)

1. What is Recurring Billing Software?

Recurring billing software is a tool that automates the process of charging customers for products or services on a regular schedule. It can be weekly, bi-weekly, monthly, or annually. 

2. What’s the difference between subscription billing software and recurring billing software?

Subscription billing software manages customer access and plan tiers. Meanwhile, recurring billing software automates ongoing payments, invoices, and renewals without managing product or service access directly.

3. Can recurring billing software help with customer retention and churn management?

Yes, recurring billing software helps reduce churn by sending payment reminders, flagging failed payments, and providing churn metrics for smarter, data-driven retention strategies.

4. What industries tend to use recurring billing software?

Recurring billing software is widely used in streaming, subscription boxes, digital media, fitness, utilities, and e-learning platforms to automate payments and simplify revenue collection.